Expected Family Contribution

What will colleges expect you and the student to contribute to college costs? This calculator helps estimate your Expected Family Contribution (EFC), which represents the amount colleges may expect you and the student to contribute to the cost of attendance for one year. This estimate is based on the Federal Methodology, which is seen as the starting point for financial aid decisions at any college that offers Federal financial aid.

When inputting the ‘Age of This College Student’, be aware that this information should be the age the student will be at the beginning of the year in which they hope to receive financial aid. Parents can also enter different income amounts (both current and what they might make in the future) into the tool to see how their EFC may change in relation to their earnings. Please remember that this is only an estimate. Your actual calculations may differ and/or the formula may change.

College Cost (select up to five colleges for this analysis)
Public 2-year school Public 4-year school, in-state
Public 4-year school, out-of-state Private 4-year school, average
Private 4-year school, expensive  
 
Household Information
State of Residence      
Number of Parents      
Family Size      
Age of Older Parent      
Family Members in College        The student in this analysis plus siblings in college at the same time
Age of This College Student        Age the student in this analysis will be at the beginning of the year in which you hope to receive aid
 
Parent Information
Federal Income Tax Form    Form 1040   Form 1040A or EZ   Non-filer  
Adjusted Gross Income, according to your latest tax form      
Total Federal Income Tax      
Income from Work  - Parent 1      
Income from Work  - Parent 2      
Untaxed Income and Benefits      
Other Adjustments      
Net Value of Business      
Cash and Investments      
 
Student Information
First Name      
Federal Income Tax Form    Form 1040   Form 1040A or EZ   Non-filer  
Adjusted Gross Income      
Total Federal Income Tax      
Income From Work      
Untaxed Income and Benefits      
Other Adjustments      
Cash and Investments      

The above calculator is powered and maintained by Archimedes Systems, Inc. Keeping College Within Reach is not responsible for the operation of Archimedes Systems, Inc., as the content is solely maintained by them.

Note: We do not retain any record of the information you submit using this tool. This calculator provides an estimation of what you will be expected to contribute towards educational expenses for one academic year of college. Your official EFC is calculated by the Department of Education when you complete a FAFSA.

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