IMPORTANT LEGAL INFORMATION

The 529 Savings Calculator provided on this website is for general education purposes only. The analysis generated by the calculator is based on information you provide and a variety of assumptions, including assumptions and projections about inflation rates, and account growth. Such assumptions and projections, as well as the report generated on the basis of such assumptions and projections, in no way are intended to predict or guarantee future inflation rates and investment performance of your investment. The accuracy of the analysis is dependent on the accuracy of such assumptions and projections. In addition, since the funding suggestions proposed by the calculator are dependent in large part on the investment rate of return assumption selected by you, you will need to carefully consider whether such assumption is reasonable and realistic in light of the possible investment alternatives available to you, existing market circumstances, possible changes to tax laws and other risks. As a result your actual experience is likely to vary, in some cases significantly, from the potential results suggested by the analysis.

The 529 Savings Calculator does not take into account tax benefits that may be available to you under different state's qualified tuition programs. The 529 Savings Calculator does not provide accounting, tax, legal, investment, or other financial advice and nothing contained in the calculator is intended to constitute professional advice. Merrill Lynch does not provide tax advice.

Merrill Lynch does not assume responsibility for how you use the information provided through this calculator. Estimated national average costs are from the College Board; individual college estimated costs come from Archimedes Systems. Although Archimedes Systems may update the content of the service from time to time, please note that financial information changes rapidly. As a result, some information may be out of date and/or may contain inaccuracies. Merrill Lynch does not assume responsibility for the accuracy of the information provided. You acknowledge that reliance upon any such information shall be at your own risk. You should consult your own legal or tax advisor prior to making any decisions.

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