Important Legal Information
As tax laws and information frequently change, we do not guarantee or warrant the completeness or
accuracy of this information. For current or additional information about state tax provisions and
for consideration of your individual circumstances, consult your tax advisor. You can also obtain
additional information by contacting your state's official taxing authority.
Before you invest, consider whether your or the beneficiary's home state offers any state tax or
other benefits that are only available for investments in that state's qualified tuition program.
The Comptroller of the State of New York and the New York State Higher Education Services Corporation are
the Program Administrators and are responsible for implementing and administering the Advisor-Guided
Plan. Neither the State of New York nor its agencies insures accounts or guarantees the principal
deposited therein or any investment returns on any amount or investment portfolio.
Upromise Investments, Inc. and Upromise Investment Advisors, LLC serve as Program Manager and
Recordkeeping and Servicing Agent, respectively, and are responsible for day-to-day operations,
including effecting transactions. J.P. Morgan Investment Management Inc. serves as the Investment
Manager. J.P. Morgan Asset Management is the marketing name for the asset management businesses of
JPMorgan Chase & Co. JPMorgan Distribution Services, Inc. markets and distributes the Advisor-Guided
Plan. JPMorgan Distribution Services, Inc. is a member of FINRA/SIPC.
New York's 529 College Savings Program includes two separate 529 plans. The Advisor-Guided Plan
is sold exclusively through financial advisors who have entered into Advisor-Guided Plan selling
agreements with JPMorgan Distribution Services, Inc. You may also participate in the Direct Plan,
which is sold directly by the Program and offers lower fees. However, the investment options available
under the Advisor-Guided Plan are not available under the Direct Plan. The fees and expenses of the
Advisor-Guided Plan include compensation to the financial advisor. Be sure to understand the options
available before making an investment decision.
For more information about New York's 529 Advisor-Guided College Savings Program, you may contact your
financial advisor or obtain an Advisor-Guided Plan Disclosure Booklet and Tuition Savings Agreement at
www.ny529advisor.com or by calling 1-800-774-2108. This document includes investment objectives, risks,
charges, expenses, and other information. You should read and consider it carefully before investing.
JPMorgan Distribution Services, Inc., its parent and affiliates do not provide legal or tax
advice. This information is provided for general educational purposes only. This is not to be
considered legal or tax advice. Investors should consult with their legal or tax advisors for
personalized assistance, including information regarding any specific state law requirements.